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010 a| 2024048551;

020 a| 9780520390140q| (cloth);

020 z| 9780520390157q| (epub);

035 a| (WaSeSS)ssj0003359175;

042 a| pcc;

049 a| EREEa| NEHH;

050 00 a| HG181b| .M365 2025;

082 00 a| 362.5/8209732| 23/eng/20250118;

100 1 a| McCoy, Patricia A.,d| 1954-=| ^A1082879;

245 10 a| Sharing riskh| [electronic resource] :b| the path to economic well-being for all /c| Patricia A. McCoy.;

260 a| Oakland, California :b| University of California Press,c| [2025];

300 a| xvi, 293 pages ;c| 25 cm;

504 a| Includes bibliographical references (pages 187-282) and index.;

505 0 a| The cash-strapped American worker -- Counting the ways : how families are financially fragile -- Power play : the fifty-year assault on workers' economic security -- The broken savings discourse -- The importance of sharing risk -- Making ends meet -- Owning a home -- Affording healthcare -- Paying for college -- A financially secure retirement -- What it will take.;

506 a| Available only to authorized users.;

520 a| "Over the past sixty years, businesses and government have increasingly offloaded financial risk onto US households. The toll has pushed tens of millions of people to the financial breaking point, worsened social inequity, and jeopardized US democracy. In Sharing Risk, consumer advocate and scholar Patricia A. McCoy draws on the nation's traditions of risk sharing to argue that society should lift up families by pooling and spreading the financial risks that they now must bear alone. Most policy discussions of financial stress on households look at the milestones of economic well-being in isolation: making ends meet, homeownership, quality health care, financing college, and a secure retirement. McCoy offers the first integrated examination of how risk sharing can enable families to realistically achieve all five goals without sacrificing one for another. She makes specific policy recommendations and shows how risk sharing, with its long and venerable history that includes Social Security and the Affordable Care Act, would provide economic well-being for all"--c| Provided by publisher.;

538 a| Mode of access: World Wide Web;

650 0 a| Financial securityz| United Statesy| 21st century.=| ^A443599;

650 0 a| Riskz| United Statesy| 21st century.=| ^A1013917;

650 0 a| Householdsx| Economic aspectsz| United States.=| ^A156156;

655 0 a| Electronic books.=| ^A491897;

856 40 z| Full text available from eBooks on EBSCOhostu| https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=4164977&scope=site&custid=s5822723&authtype=ip,shib;

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Sharing risk the path to economic well-being for all / Patricia A. McCoy.

Author/creator	McCoy, Patricia A., 1954-
Format	Electronic
Publication Info	Oakland, California : University of California Press, [2025]
Description	xvi, 293 pages ; 25 cm
Supplemental Content	Full text available from eBooks on EBSCOhost
Subjects	Financial security--United States. --21st century. Risk--United States. --21st century. Households--Economic aspects. --United States.

Contents	The cash-strapped American worker -- Counting the ways : how families are financially fragile -- Power play : the fifty-year assault on workers' economic security -- The broken savings discourse -- The importance of sharing risk -- Making ends meet -- Owning a home -- Affording healthcare -- Paying for college -- A financially secure retirement -- What it will take.
Abstract	"Over the past sixty years, businesses and government have increasingly offloaded financial risk onto US households. The toll has pushed tens of millions of people to the financial breaking point, worsened social inequity, and jeopardized US democracy. In Sharing Risk, consumer advocate and scholar Patricia A. McCoy draws on the nation's traditions of risk sharing to argue that society should lift up families by pooling and spreading the financial risks that they now must bear alone. Most policy discussions of financial stress on households look at the milestones of economic well-being in isolation: making ends meet, homeownership, quality health care, financing college, and a secure retirement. McCoy offers the first integrated examination of how risk sharing can enable families to realistically achieve all five goals without sacrificing one for another. She makes specific policy recommendations and shows how risk sharing, with its long and venerable history that includes Social Security and the Affordable Care Act, would provide economic well-being for all"-- Provided by publisher.
Bibliography note	Includes bibliographical references (pages 187-282) and index.
Access restriction	Available only to authorized users.
Technical details	Mode of access: World Wide Web
Genre/form	Electronic books.
LCCN	2024048551
ISBN	9780520390140 (cloth)
ISBN	(epub)

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Sharing risk the path to economic well-being for all / Patricia A. McCoy.

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