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010 a| 2014034489;

020 a| 9781137372802 (hardback);

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050 00 a| HG3755b| .P23 2014;

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084 a| BUS001010a| BUS004000a| BUS0270002| bisacsh;

100 1 a| Packman, Carl,d| 1986-=| ^A1252217;

245 10 a| Payday lendingh| [electronic resource] :b| global growth of the high-cost credit market /c| Carl Packman, Independent Researcher, London, UK.;

260 a| Houndmills, Basingstoke, Hampshire ;a| New York, NY :b| Palgrave Pivot,c| 2014.;

300 a| vii, 146 pages ;c| 23 cm;

504 a| Includes bibliographical references and index.;

506 a| Available only to authorized users.;

520 a| "In the United States, the average loan a person takes out with a payday lender is around $350 for two weeks. For many with access to mainstream forms of credit, they will rarely step into a payday shop, but for the 7.7% of Americans who are totally unbanked or the 17.9% who are under-banked a payday lender is often their only option. Today there are now more payday lender shops in the US than McDonald's restaurants.Payday Lending explores the rise of the payday lending industry across the world, from the UK to the US, via Europe and the rest of the Western world. Packman provides a literary review of the subject, showcases new research material, and concludes that more radical action needs to be taken on the conditions that have led to the industry's rapid growth. This ground-breaking new work also assesses the policy context involving payday lending, the history of the industry, and what can be done to ensure big lending companies no longer take advantage of consumers in times of financial hardship"--c| Provided by publisher.;

538 a| Mode of access: World Wide Web;

650 0 a| Loans, Personal.=| ^A161996;

650 0 a| Consumer credit.=| ^A105598;

650 7 a| BUSINESS & ECONOMICS / Accounting / Financial.2| bisacsh;

650 7 a| BUSINESS & ECONOMICS / Banks & Banking.2| bisacsh;

650 7 a| BUSINESS & ECONOMICS / Finance.2| bisacsh;

655 0 a| Electronic books.=| ^A491897;

856 40 z| Full text available from eBooks on EBSCOhostu| https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=1172537&scope=site&custid=s5822723&authtype=ip,shib;

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Payday lending global growth of the high-cost credit market / Carl Packman, Independent Researcher, London, UK.

Author/creator	Packman, Carl, 1986-
Format	Electronic
Publication Info	Houndmills, Basingstoke, Hampshire ; New York, NY : Palgrave Pivot, 2014.
Description	vii, 146 pages ; 23 cm
Supplemental Content	Full text available from eBooks on EBSCOhost
Subjects	Loans, Personal. Consumer credit.

Abstract	"In the United States, the average loan a person takes out with a payday lender is around $350 for two weeks. For many with access to mainstream forms of credit, they will rarely step into a payday shop, but for the 7.7% of Americans who are totally unbanked or the 17.9% who are under-banked a payday lender is often their only option. Today there are now more payday lender shops in the US than McDonald's restaurants.Payday Lending explores the rise of the payday lending industry across the world, from the UK to the US, via Europe and the rest of the Western world. Packman provides a literary review of the subject, showcases new research material, and concludes that more radical action needs to be taken on the conditions that have led to the industry's rapid growth. This ground-breaking new work also assesses the policy context involving payday lending, the history of the industry, and what can be done to ensure big lending companies no longer take advantage of consumers in times of financial hardship"-- Provided by publisher.
Bibliography note	Includes bibliographical references and index.
Access restriction	Available only to authorized users.
Technical details	Mode of access: World Wide Web
Genre/form	Electronic books.
LCCN	2014034489
ISBN	9781137372802 (hardback)

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Payday lending global growth of the high-cost credit market / Carl Packman, Independent Researcher, London, UK.

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