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245 00 a| Remaking retirementh| [electronic resource] :b| debt in an aging economy /c| edited by Olivia S. Mitchell and Annamaria Lusardi.;

250 a| First edition.;

260 a| Oxford :b| Oxford University Press USA - OSO,c| 2020.;

300 a| xxii, 270 pages :b| illustrations ;c| 24 cm.;

490 0 a| Pension Research Council series;

504 a| Includes bibliographical references and index.;

506 a| Available only to authorized users.;

520 8 a| Around the world, people nearing and entering retirement are holding ever-greater levels of debt than in the past. This is not a benign situation, as many pre-retirees and retirees are stressed about their indebtedness. Moreover, this growth in debt among the older population may render retirees vulnerable to financial shocks, medical care bills, and changes in interest rates. Contributors to this volume explore key aspects of the rise in debt across older cohorts, drill down into the types of debt and reasons for debt incurred by the older population, and review policies to remedy some of the financial problems facing older persons, in the US and elsewhere. The authors explore which groups are most affected by debt and identify the factors producing this important increase in leverage at older ages. 0It is clear that the economic and market environment is influential when it comes to saving and debt. Access to easy borrowing, low interest rates, and the rising cost of education have had significant impacts on how much people borrow, and how much debt they carry at older ages. In this environment, the capacity to manage debt is ever more important as older workers lack the opportunity to recover from mistakes.;

538 a| Mode of access: World Wide Web;

648 7 a| 2000-20992| fast;

650 0 a| Retirementx| Economic aspectsz| United States.=| ^A1014146;

650 0 a| Older peoplex| Economic conditionsy| 21st century.=| ^A119707;

650 0 a| Debt.=| ^A179526;

650 7 a| Debt.2| fast0| (OCoLC)fst00888768;

650 7 a| Older peoplex| Economic conditions.2| fast0| (OCoLC)fst01199102;

650 7 a| Retirementx| Economic aspects.2| fast0| (OCoLC)fst01096293;

651 7 a| United States.2| fast0| (OCoLC)fst01204155?| UNAUTHORIZED;

655 0 a| Electronic books.=| ^A491897;

700 1 a| Mitchell S. Olivia.?| UNAUTHORIZED;

700 1 a| Lusardi Annamaria.?| UNAUTHORIZED;

710 2 a| Oxford University Press.=| ^A636469;

856 40 z| Full text available from Oxford Scholarship Onlineu| https://go.openathens.net/redirector/ecu.edu?url=https%3A%2F%2Facademic.oup.com%2Fbook%2F33535;

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Remaking retirement debt in an aging economy / edited by Olivia S. Mitchell and Annamaria Lusardi.

Other author	Mitchell S. Olivia.
Other author	Lusardi Annamaria.
Other author	Oxford University Press.
Format	Electronic
Edition	First edition.
Publication Info	Oxford : Oxford University Press USA - OSO, 2020.
Description	xxii, 270 pages : illustrations ; 24 cm.
Supplemental Content	Full text available from Oxford Scholarship Online
Subjects	Retirement--Economic aspects. --United States. Older people--Economic conditions. --21st century. Debt.

Series	Pension Research Council series
Summary	Around the world, people nearing and entering retirement are holding ever-greater levels of debt than in the past. This is not a benign situation, as many pre-retirees and retirees are stressed about their indebtedness. Moreover, this growth in debt among the older population may render retirees vulnerable to financial shocks, medical care bills, and changes in interest rates. Contributors to this volume explore key aspects of the rise in debt across older cohorts, drill down into the types of debt and reasons for debt incurred by the older population, and review policies to remedy some of the financial problems facing older persons, in the US and elsewhere. The authors explore which groups are most affected by debt and identify the factors producing this important increase in leverage at older ages. 0It is clear that the economic and market environment is influential when it comes to saving and debt. Access to easy borrowing, low interest rates, and the rising cost of education have had significant impacts on how much people borrow, and how much debt they carry at older ages. In this environment, the capacity to manage debt is ever more important as older workers lack the opportunity to recover from mistakes.
Bibliography note	Includes bibliographical references and index.
Access restriction	Available only to authorized users.
Technical details	Mode of access: World Wide Web
Genre/form	Electronic books.
LCCN	2020945983
ISBN	0198867522 hardcover
ISBN	9780198867524 hardcover

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Remaking retirement debt in an aging economy / edited by Olivia S. Mitchell and Annamaria Lusardi.

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