ECU Libraries Catalog

Game of loans : the rhetoric and reality of student debt / Beth Akers and Matthew M. Chingos.

Author/creator Akers, Beth, 1983- author.
Other author/creatorChingos, Matthew M., 1983- author.
Format Book and Print
Publication Info Princeton, New Jersey : Princeton University Press, [2016]
Descriptionviii, 181 pages : illustrations ; 23 cm
Contents A brief introduction to student loans -- What does student borrowing in the United States really look like? -- How did we get here? -- Is a crisis on the horizon? -- How are student loans impacting borrowers and the economy? -- The real problems in student lending -- Solving the real problems.
Abstract "Bringing needed clarity to an issue that concerns all of us, Beth Akers and Mathew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don't finish college - the riskiest segment of borrowers - and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending"-- Provided by publisher.
Bibliography noteIncludes bibliographical references (pages 145-178) and index.
LCCN 2016022175
ISBN9780691167152 hardcover acid-free paper
ISBN069116715X hardcover acid-free paper

Available Items

Library Location Call Number Status Item Actions
Joyner General Stacks LB2340.2 .A54 2016 ✔ Available Place Hold

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