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010 a| 2008038068;

020 a| 9780815774136 (pbk. : alk. paper);

020 a| 0815774133 (pbk. : alk. paper);

035 a| (WaSeSS)ssj0000114002;

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043 a| n-us---;

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050 00 a| HG3756.U54b| B67 2008;

082 00 a| 332.709732| 22;

245 00 a| Borrowing to liveh| [electronic resource] :b| consumer and mortgage credit revisited /c| Nicolas P. Retsinas, Eric S. Belsky, editors.;

260 a| Cambridge, Mass. :b| Joint Center for Housing Studies, Harvard University ;a| Washington, D.C. :b| Brookings Institution Press,;

300 a| x, 289 p. :b| ill. ;c| 24 cm.;

490 1 a| James A. Johnson metro series;

504 a| Includes bibliographical references and index.;

505 0 a| Introduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson.;

506 a| Available only to authorized users.;

520 a| "Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher.;

538 a| Mode of access: World Wide Web;

650 0 a| Consumer creditz| United States.=| ^A105598;

650 0 a| Mortgage loansz| United States.=| ^A80090;

655 0 a| Electronic books.=| ^A491897;

700 1 a| Retsinas, Nicolas Paul,d| 1946-=| ^A578263;

700 1 a| Belsky, Eric S.=| ^A578264;

830 0 a| James A. Johnson metro series.=| ^A592368;

856 40 z| Full text available from Ebook Central - Public Library Completeu| https://ebookcentral.proquest.com/lib/eastcarolina/detail.action?docID=472679;

856 40 z| Full text available from Ebook Central - Academic Completeu| https://ebookcentral.proquest.com/lib/eastcarolina/detail.action?docID=472679;

947 a| (OCoLC)ocn231581618;

947 a| (OCoLC)231581618;

949 a| CLICK ON WEB ADDRESSw| ASISh| JOYNER188;

949 a| CLICK ON WEB ADDRESSw| ASISh| HSL77;

949 a| CLICK ON WEB ADDRESSw| ASISh| JMUSIC60;

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999 a| CLICK ON WEB ADDRESSw| ASISc| 1i| 3997173-1001l| JNETm| JOYNERr| Ys| Yt| JNESSBKu| 1/1/2016x| EBOOKz| JERESOURCE;

999 a| CLICK ON WEB ADDRESSw| ASISc| 1i| 3997173-2001l| HSLELECm| HSLr| Ys| Yt| HEBKu| 1/1/2016x| EBOOKz| HERESOURCE;

999 a| CLICK ON WEB ADDRESSw| ASISc| 1i| 3997173-3001l| MNETm| JMUSICr| Ys| Yt| MNESSBKu| 1/1/2016x| EBOOKz| JERESOURCE;

Borrowing to live consumer and mortgage credit revisited / Nicolas P. Retsinas, Eric S. Belsky, editors.

Other author	Retsinas, Nicolas Paul, 1946-
Other author	Belsky, Eric S.
Format	Electronic
Publication Info	Cambridge, Mass. : Joint Center for Housing Studies, Harvard University ; Washington, D.C. : Brookings Institution Press,
Description	x, 289 p. : ill. ; 24 cm.
Supplemental Content	Full text available from Ebook Central - Public Library Complete
Supplemental Content	Full text available from Ebook Central - Academic Complete
Subjects	Consumer credit--United States. Mortgage loans--United States.

Series	James A. Johnson metro series James A. Johnson metro series. ^A592368
Contents	Introduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson.
Abstract	"Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher.
Bibliography note	Includes bibliographical references and index.
Access restriction	Available only to authorized users.
Technical details	Mode of access: World Wide Web
Genre/form	Electronic books.
LCCN	2008038068
ISBN	9780815774136 (pbk. : alk. paper)
ISBN	0815774133 (pbk. : alk. paper)

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	Electronic Resources	Online Content Full text available from Ebook Central - Public Library Complete Full text available from Ebook Central - Public Library Complete	✔ Available

Borrowing to live consumer and mortgage credit revisited / Nicolas P. Retsinas, Eric S. Belsky, editors.

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