HUD's proposed rule on the Real Estate Settlement Procedures Act : hearings before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, first session, on issues relating to the Real Estate Settlement Procedures Act (RESPA) and to address the problems that have been identified with respect to home mortgage closings, March 20 and April 8, 2003. (U.S. G.P.O. :, 2004)