LEADER 02748cam 22004457a 4500001 ssj0001352676 003 WaSeSS 005 20240412080346.0 006 m d 007 cr n 008 070821s2007 mau sb 000 0 eng d 010 2007616436 035 (WaSeSS)ssj0001352676 040 DLC |cDLC |dWaSeSS 049 EREENEHH 050 00 HB1 100 1 Beck, Thorsten. |=^A1217847 245 10 Big bad banks? |h[electronic resource] |bthe impact of u.s. branch deregulation on income distribution / |cThorsten Beck, Ross Levine, Alexey Levkov. 260 Cambridge, MA : |bNational Bureau of Economic Research, 490 1 NBER working paper series ; |vworking paper 13299 500 Title from PDF file as viewed on 8/21/2007. 504 Includes bibliographical references. 506 Available only to authorized users. 520 3 "Policymakers and economists disagree about the impact of bank regulations on the distribution of income. Exploiting cross-state and cross-time variation, we test whether liberalizing restrictions on intra-state branching in the United States intensified, ameliorated, or had no effect on income distribution. We find that branch deregulation lowered income inequality. Deregulation lowered income inequality by affecting labor market conditions, not by boosting the business income of the poor, nor by enhancing educational attainment. Reductions in the earnings gap between men and women and between skilled and unskilled workers account for the bulk of the explained drop in income inequality"--National Bureau of Economic Research web site. 530 Also available in print. 538 Mode of access: World Wide Web 655 0 Electronic books. |=^A491897 700 1 Levine, Ross. |=^A512152 700 1 Levkov, Alexey. |?UNAUTHORIZED 710 2 National Bureau of Economic Research. |=^A186 830 0 Working paper series (National Bureau of Economic Research : Online) ; |vworking paper no. 13299. |?UNAUTHORIZED 856 40 |zFull text available from NBER Working Papers |uhttps://go.openathens.net/redirector/ecu.edu?url=https%3A%2F%2Fdx.doi.org%2F10.3386%2Fw13299 949 CLICK ON WEB ADDRESS |wASIS |hJOYNER188 949 CLICK ON WEB ADDRESS |wASIS |hHSL77 949 CLICK ON WEB ADDRESS |wASIS |hJMUSIC60 596 1 3 4 998 6164717