LEADER 03232cam 2200469 a 4500001 ocn228300773 003 OCoLC 005 20141212053211.0 008 080508s2009 nyua 001 0 eng 010 2008020577 020 9781402743412 (pbk.) 020 1402743416 (pbk.) 029 1 QBX |ba 08020577 035 (Sirsi) o228300773 035 (OCoLC)228300773 037 1305181 |bQBI 040 DLC |cDLC |dQBX |dBAKER |dBTCTA |dRLS |dIK2 |dB@L |dABG |dIGP |dUtOrBLW 049 EREE 050 00 HG179 |b.J327 2009 082 00 332.024/014 |222 100 1 Jason, Julie. |=^A1201096 245 14 The AARP retirement survival guide : |bhow to make smart financial decisions in good times and bad / |cJulie Jason. 246 30 Retirement survival guide 260 New York, NY : |bSterling, |c©2009. 300 xii, 340 pages : |billustrations ; |c23 cm 336 text |2rdacontent 337 unmediated |2rdamedia 338 volume |2rdacarrier 500 Includes index. 500 Includes errata sheet. 504 Includes bibliographical references and index. 505 0 Understanding the basics. Achieving a secure retirement ; Your personal cash flow ; Sources of retirement income ; Income from Social Security ; Will your money last as long as you do? ; Can you improve your situation? ; Enter the financial adviser -- Security for sale : evaluating retirement-income products. Guaranteed lifelong income ; Creating your own personal pension ; The promise of gain with no pain : equity-indexed and fixed annuities ; It's not too late to catch up : the guaranteed minimum income benefit ; Guaranteed withdrawals so you don't run out of money : the Guaranteed Minimum Withdrawal Benefit, or GMWB ; Certificates of deposit : not all CDs are created equal ; Cashing out of your home -- Investing in your future : retirement-income planning and the markets. Tax-deferred account decisions ; Making the markets work for you -- Pulling it all together : Uncle Sam, your adviser, and you. Taxes in retirement ; Taking money out of IRAs and other tax-deferred accounts ; Sales tactics, scams, and bad advice : a "perfect storm" for retirees ; Finding an adviser who is right for you ; The finish line -- More retirement resources. Appendix A. Prospective adviser notepad ; Appendix B. Client reference notepad ; Appendix C. Quick-test factors for different retirement periods and rates of return ; Appendix D. Retirement income management : a case study. 520 Featuring easy-to-follow explanations and a wealth of real-life examples, AARPs guide to retirement planning helps readers take advantage of every available tool to make their retirement years the best of their lives. 650 0 Retirement income |xPlanning. |=^A477422 650 0 Pensions. |=^A8895 650 0 Finance, Personal. |=^A3296 856 41 |3Table of contents only |uhttp://www.loc.gov/catdir/toc/ecip0818/2008020577.html 994 C0 |bERE 938 Quality Books, Inc. |bQUAL |na 08020577 596 1 998 2318322